Are you looking for a convenient way to finance your tire purchases and other automotive services? Look no further than the Tire Pros Credit Card. This credit card, offered by Synchrony Bank, is specifically designed for customers like you who frequent Tire Pros locations nationwide.
In this article, we will delve into the details of the Tire Pros Credit Card, highlighting its benefits and how you can make the most out of it.
What is the Tire Pros Credit Card?
The Tire Pros Credit Card is a versatile financial tool that allows you to manage your expenses related to tires and automotive services easily. This credit card has many benefits, making it an attractive choice for Tire Pros customers.
With this card in your wallet, you can access a convenient and flexible financing option that can help you maintain your vehicle’s safety and performance without straining your budget.
Benefits of the Tire Pros Credit Card
- No annual fee: The Tire Pros Credit Card does not have an annual fee, allowing you to enjoy its benefits without incurring additional costs.
- 0% APR for six months: The promotional financing period of 0% APR on purchases of $199 or more allows you to manage your expenses without accruing interest.
- 2% cash back on Tire Pros purchases: Earn generous cash back rewards on all your purchases at Tire Pros locations, making it a rewarding experience for loyal customers.
- 1% cash back on other purchases: Even when you’re not shopping at Tire Pros, you can still earn 1% cash back on other qualifying purchases, further enhancing the value of this credit card.
Convenient Financing Options
One of the primary advantages of the Tire Pros Credit Card is the availability of convenient financing options. This card offers a 0% Annual Percentage Rate (APR) for six months on purchases of $199 or more.
This means that if you need to make a significant tire purchase or require extensive automotive services, you can do so without worrying about immediate interest charges.
This promotional financing period allows you to pay off your balance over time, giving you the flexibility to manage your expenses more effectively.
Tire Pros Credit Card: charges
| Charge | Description | APR | Other Fees |
| Purchase APR | The interest rate is charged on purchases made with the card. | 29.99% | None |
| Balance Transfer APR | The interest rate charged on balance transfers made with the card. | 29.99% | 3% balance transfer fee |
| Cash Advance APR | The interest rate is charged on cash advances made with the card. | 29.99% | 3% cash advance fee |
| Late Payment Fee | A fee is charged for making a late payment on your bill. | $35 | |
| Returned Payment Fee | A fee is charged for returning a payment made to your account. | $35 | |
| Annual Fee | There is no annual fee for this card. | None |
Please note that these charges may vary depending on your creditworthiness and other factors. You should always read the terms and conditions of your credit card agreement carefully before applying for or using the card.
Here are some additional things to keep in mind about the Tire Pros Credit Card:
- The card offers a 6-month promotional period with no interest on purchases of $199 or more. After the promotional period ends, the regular APR of 29.99% will apply.
- The card also offers a rewards program with 2% cash back on all Tire Pros purchases.
- Synchrony Bank issues the card.
If you want a credit card that offers financing for Tire Pros purchases, the Tire Pros Credit Card may be a good option. However, it is essential to compare your options before applying for any credit card.
For Tire Pros Credit Card financing: CLICK HERE
Cash Back Rewards
In addition to its financing options, the Tire Pros Credit Card also offers enticing cashback rewards. For every Tire Pros purchase you make using this card, you can enjoy 2% cashback.
Whether you’re replacing worn-out tires, getting a tire rotation, or investing in any other automotive service at Tire Pros, you can accumulate cashback rewards to help offset future purchases’ costs.
Furthermore, even for non-Tire Pros purchases, you still earn 1% cash back, making this credit card a valuable asset for all your spending needs.
Applying for the Tire Pros Credit Card
Obtaining the Tire Pros Credit Card is a simple process. You can apply online through the Tire Pros website or call Synchrony Bank. The application requires basic personal information such as your name, address, and Social Security number.
Once you submit your application, Synchrony Bank will review your information and provide you with a decision within a short period. You will receive your Tire Pros Credit Card in the mail within a few weeks if approved.
Cons of the Tire Pros Credit Card
As with any financial product, it’s essential to consider the pros and cons before deciding. Here are some key aspects to keep in mind when evaluating the Tire Pros Credit Card:
- High-interest rate after the introductory period: It’s important to note that after the initial six-month promotional period, the Tire Pros Credit Card’s interest rate reverts to a higher rate of 29.99%. Therefore, paying off your balance within the promotional period is advisable to avoid substantial interest charges.
- The annual fee for additional authorized users: If you plan to add authorized users to your Tire Pros Credit Card account, keep in mind that there is an annual fee of $39 for each additional user.
- No foreign transaction fees: While not necessarily a con, it’s worth mentioning that the Tire Pros Credit Card does not charge foreign transaction fees. This feature can benefit those who frequently travel or purchase from international vendors.
Conclusion
In conclusion, the Tire Pros Credit Card offers a range of benefits that make it an excellent choice for individuals who regularly purchase tires and automotive services.
With its convenient financing options and attractive cashback rewards, this credit card allows you to maintain the safety and performance of your vehicle while maximizing savings. Remember to consider the pros and cons outlined above to make an informed decision based on your needs and financial circumstances.
Frequently Asked Questions (FAQs)
- Can I use the Tire Pros Credit Card at any Tire Pros location?
Yes, the Tire Pros Credit Card is accepted at Tire Pros locations nationwide, making it convenient for you to access the benefits and services offered.
- How can I check my Tire Pros Credit Card balance and make payments?
You can easily manage your Tire Pros Credit Card account online through the Synchrony Bank website. From there, you can check your balance, make payments, and view your transaction history.
- Are there any penalties for late Tire Pros Credit Card payments?
Late payments on the Tire Pros Credit Card may result in late fees and potentially impact your credit score. Paying your bills on time is important to avoid any adverse consequences.
- Can I earn cash back on purchases made outside of Tire Pros?
Yes, the Tire Pros Credit Card offers 1% cash back on qualifying purchases made outside of Tire Pros locations. This allows you to earn rewards even when shopping elsewhere.
- What happens if I lose my Tire Pros Credit Card?
If you misplace your Tire Pros Credit Card or suspect it has been stolen, it’s crucial to contact Synchrony Bank immediately. They will assist you in reporting the loss and issuing a replacement card.
Hi there, I’m shiv singh, a financial advisor at Tata Group with a Master’s degree in Commerce from SRCC – Shri Ram College of Commerce. With over three years of experience in the financial sector, I possess a wealth of knowledge and expertise that I share through my blog posts on FinancialMajestic.com. Join me as I simplify complex financial concepts and empower readers with valuable insights.