If you’re interested in interior design, home remodelling or real estate construction. In that case, you should check out the Floor and Decor Pro Premier Credit Card. In this blog post, we’ll discuss the benefits of Floor and Decor credit card, the application process, and how to get approved without a hard inquiry.
fees and charges
- The Pro Premier Card has no annual fee.
- It offers six months of financing on purchases of $299 or more.
- This card can be used for various businesses, including real estate, construction, and interior design.
- They offer a variety of flooring and renovation materials for small businesses
- Provides a variety of furniture, cleaning, and bathroom products
Requirements for Application
To apply for the Floor and Decor Credit Card, you need to have
- A registered business.
- An LLC, an S corp, or a C corp.
- A business EIN number.
- A business phone number.
- A business email with your business domain.
- A business address.
Note that P.O. boxes and virtual addresses are not accepted. You also need a DUNS number, which they will likely ask you for if you don’t put it on the application.
Who can apply for Floor and Decor Credit Card?
- any person need it
- Real estate companies
- Small companies that renovate apartments or houses
- Small startups
- Small or big shops
While the approval process and credit line may vary, it’s worth considering this Card for small businesses needing renovation materials and looking to build credit.
You can close your credit card account by contacting Synchrony Bank customer service. It is important to pay off any remaining balance before closing the account.
To apply for this credit card follow this link:- click here
| Financing Option | Minimum Purchase Amount | Promotional Period | Low APR, Equal Payment Plan |
|---|---|---|---|
| 6-month planning | Any amount | 6 months | Reduced APR 7.99% |
| 12-month plan | $499 or more | 12 months reduced | Reduced APR 7.99% |
| 48-month plan | $2,500 or more | 48 months reduced | Reduced APR 7.99% |
| No interest if paid in full any | Any amount | 6 or 12 months | N/A |
| Standard purchase APR | N/A | N/A | Reduced APR 7.99% |
SOURCE: www.flooranddecor/benifits
Please note that the above table is for informational purposes only and is subject to change. For accurate and complete information, please refer to the terms and conditions of the Credit Card and contact the customer service.
Pro Premier Credit Card: An In-Depth Review
The Pro Premier Credit Card is a premium credit card offered by a leading credit card issuer. This credit card is designed for individuals with good to excellent credit scores and offers a range of benefits and rewards.
The card is available to consumers in the United States. Its features make it an attractive option for frequent travelers, shoppers, and those who want to earn rewards for their everyday purchases.
Pro Premier Credit Card Features
- Rewarding Points Program: Earn points for every purchase made with the Pro Premier Credit Card. Redeem points for travel, merchandise, or statement credits. Earn up to 3 points per dollar spent in select categories and 1 point per dollar on all other purchases.
- No Foreign Transaction Fees: Enjoy using your card abroad without worrying about additional fees, as the Pro Premier Credit Card does not charge foreign transaction fees.
- Travel and Purchase Protection: Benefit from a range of protection features, including travel accident insurance, trip cancellation and interruption insurance, and rental car insurance. Plus, enjoy purchase protection for eligible items bought with the card.
- Concierge Service: Access a 24/7 concierge service for assistance with travel plans, restaurant reservations, and more.
- Sign-Up Bonus: New cardholders can take advantage of a sign-up bonus by meeting specific spending requirements within the first few months of card membership.
- Credit Score Tracking: Monitor your credit score for free and identify areas for improvement with the Pro Premier Credit Card’s credit score tracking feature.
- Annual Fee: Although the Pro Premier Credit Card has an annual fee, it is waived for the first year of card membership.
How to Apply for the Pro Premier Credit Card
You can apply for the Pro Premier Credit Card online or by phone. The application process is quick and easy, and you can typically get a decision within minutes.
To apply, you must provide personal information, including your name, address, social security number, and income.
checkout other loan programme for you
vault-loans
Pros and cons of Pro Premier Credit Card
| Pros | Cons |
|---|---|
| Generous rewards program | Annual fee after the first year |
| No foreign transaction fees | High spending requirements for a sign-up bonus |
| Travel and purchase protection benefits | na |
| 24/7 concierge service | na |
| Sign-up bonus | na |
| Free credit score tracking | na |
How to Get Approved without a Hard Inquiry
- The application for the Credit Card asks you to provide a personal guarantor for the application with your personal credit.
- To avoid a hard inquiry, freeze your Equifax and TransUnion accounts and lock your Experian profile. The application pulls from Experian, so you want to keep them from pulling your information.
- Locking your Experian profile will result in a soft pull of your credit, which identifies you and your information without harming your credit score.
- Freezing Equifax and TransUnion accounts is necessary to prevent lenders from looking at your other credit bureaus and pulling your credit score.
- The application requires you to put your social security number for personal inventory in the business owner, so keep that in mind.
- You can get approved or denied by freezing and locking your credit profiles without a hard inquiry.
Business you can start with Floor and Decor Credit Card
You can use this credit card for your real estate and Airbnb rental businesses. You can start your own dropship business with this credit card, Such as eBay and Amazon.
This card doesn’t report your credit line to the business bureaus. It only reports when you purchase with Floor and Decor. So, using this card regularly can help build your business credit.
Remember that you may not receive automatic approval for the Floor and Decor Pro Premier Credit Card.
It’s common for business credit card applications, and representatives may reach out to verify your business phone number.
FAQ’s
What is the Floor and Decor credit card?
This card is offered by Flooranddecor.com in partnership with Synchrony Bank. It can be used to make purchases on their website or in-store.
What are the benefits of having a Floor and Decor credit card?
The credit card offers special financing options, exclusive discounts, and promotional offers for cardholders. It also provides convenient and easy payment options.
How do I apply for a Floor and Decor credit card?
You can apply for it by online or in-store. The application process is quick and easy, and you will receive a decision on your application within minutes.
What are the credit requirements to be approved for a Floor and Decor credit card?
The credit requirements for approval of credit card vary depending on your credit history and other factors. Synchrony Bank will evaluate your application and determine your creditworthiness.
How long does it take to receive a Floor and Decor credit card?
If you are approved for the credit card, you should receive your card in the mail within 7-10 business days.
How can I manage my Floor and Decor credit card account?
You can manage your credit card account online through the Synchrony Bank website. You can also make payments, view transactions, and update your account information through the website.
What is the interest rate on a Floor and Decor credit card?
The interest rate of credit card varies depending on your creditworthiness and other factors. You can find more information about the interest rate and additional fees on the Synchrony Bank website.
Is there an annual fee for a Floor and Decor credit card?
No, there is no annual fee for the credit card.
Can I use my Floor and Decor credit card at other stores?
No, the credit card can only be purchased at Flooranddecor.com or in their physical stores.
What should I do if I have issues with my Floor and Decor credit card?
If you have any issues with your credit card, you should contact Synchrony Bank customer service. They can assist you with any questions or concerns you may have.
Can I use my Floor and Decor credit card to make online purchases?
Yes, you can use your credit card to make purchases on Flooranddecor.com.
Are there any promotional offers available with a Floor and Decor credit card?
Yes, Flooranddecor.com often offers special promotional financing options and discounts for cardholders. You can check their website or your credit card account for current offers.
Can I make payments on my Floor and Decor credit card in-store?
Yes, you can make payments on your credit card in-store at any Floor and Decor location.
Is there a minimum purchase amount required to use my Floor and Decor credit card?
No minimum purchase amount is required to use the credit card.
How can I view my Floor and Decor credit card statement?
You can view your credit card statement online through the Synchrony Bank website. You can also opt to receive paper statements in the mail.
What should I do if my Floor and Decor credit card is lost or stolen?
If your credit card is lost or stolen, you should contact Synchrony Bank customer service immediately to report the issue and request a replacement card.
What is the late payment fee for a Floor and Decor credit card?
The late payment fee for the credit card varies depending on your balance and other factors. You can find more information about fees on the Synchrony Bank website.
How can I close my Floor and Decor credit card account?
You can close your credit card account by contacting Synchrony Bank customer service. It is important to pay off any remaining balance before closing the account.
Hi there, I’m shiv singh, a financial advisor at Tata Group with a Master’s degree in Commerce from SRCC – Shri Ram College of Commerce. With over three years of experience in the financial sector, I possess a wealth of knowledge and expertise that I share through my blog posts on FinancialMajestic.com. Join me as I simplify complex financial concepts and empower readers with valuable insights.